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Continuing Studies

Financial Aid and Other Programs

Financial Aid for Teacher Certification Coursework


Students may be eligible for Federal Work-Study, Direct Loans, or PLUS loans if they are enrolled at least half-time in required teacher certification coursework. To qualify, the coursework must be required for elementary or secondary teacher certification or re-certification in the state where the student plans to teach.

Students who already have their first bachelor’s degree and are enrolled in a Teacher Certification Program or coursework are eligible to borrow up to $5,500 in Direct Loans, with up to $7,000 more in unsubsidized funds for independent students and dependent students whose parents were denied a PLUS loan. Certain students may also qualify for the Stafford Loan Forgiveness Program for Teachers.

Financial Aid for Preparatory Coursework


A student not enrolled in a degree or certificate program is eligible for Direct Stafford and PLUS loans for up to one year if they are taking coursework necessary for enrollment in an eligible program. If enrolled at least half-time in these prerequisite courses, they are eligible for loans for one consecutive 12-month period (not per program) beginning on the first day of the loan period. If the period of preparatory courses spans more than one academic year, the student may receive multiple loans.

Students seeking to enter an undergraduate degree or certification program may borrow up to $2,625 of Direct Loans (with up to $6,000 more in unsubsidized funds for independent students and dependent students whose parents were declined a PLUS loan). Students trying to enroll in a graduate or professional program may borrow as much as $5,500 (and up to $7,000 of additional unsubsidized funds).

Non-Degree-Seeking Students


Students who are attending Carthage College and are NOT degree-seeking DO NOT qualify for financial aid. However, there are additional resources that we may be able to help you with, such as alternative loans or payment plan options.